Banks can come and take your Home away! Hey, Let's make government smaller?

As the tea party movement tries to hand everything we have over to private industry, all the while defending property rights (no one said they were smart), big money has other plans for you and your home.

Note: Republicans are big on “certainty” for business, but they’re less than enthusiastic about making their constituents feel certain. Like the bank or mortgage company taking your home...because they can.

Now, it looks like none of us can be certain about living in our own homes. Think I’m kidding? We've actually managed to get to this point, where banks are now saying they can do anything:  

rTV6: A Hamilton County (Indiana) family is taking legal action after they were locked out of their Carmel townhouse.

Michael’s family (in) April decided to move to a bigger home and rent out their townhouse. (One day) Michael found their townhouse was locked and the utilities were turned off. "Our lender changed the locks on us," Michael said.

A notice was left: alerted the family that, "all persons entering this property (must) provide an explanation of their visit, sign and date the form." Michael was locked out, even though his bank statements show he is current with his mortgage and his loan doesn't mature until 2033.

The family hired lawyer Kathy Davis to deal with their mortgage servicer Green Tree Financial.

"The woman told me -- this is something that I will never forget, honestly -- she told me that they were the mortgage company, and if they wanted to change your locks, they could," Davis said. Davis has handled more than 100 cases involving mortgage companies. "This is something I have never heard of, ever," she said. "(It's the) first time I've seen something like this." 

Davis has filed a lawsuit in Hamilton County seeking damages. Green Tree Financial and Safeguard Properties declined to comment on this story due to the pending litigation.

The Call 6 Investigators found foreclosure fiascos that caused headaches and heartaches around the country. In 2009, a Kansas City, Kan., man was notified his home was in foreclosure though he was current and his loan was up in 2032.

In 2010, a Fort Lauderdale, Fla., home was foreclosed even though the owner did not have a mortgage.