Thursday, August 6, 2009

GOP Health Care Plan Takes Away Your Current Health Care Insurance. Ryan Trashes Employee Coverage


The biggest story missed by the Democrats and media outlets: GOP plan drops constituent health coverage faster than any plan proposed by the Democratic Congress.

For all those Republican town hall protesters worried they’ll lose their current health insurance because of the public option, the plans they love and have the freedom to keep and pay for, will be dropped immediately with Rep. Paul Ryan’s reform plan.

Here’s the question posed on Ryan’s web site, followed by his answer. You’ll notice he answers “no” but details a plan that does just the opposite. People will lose their current doctors and plans, period:

Q: Doesn't this undermine existing employer-based health care, and push workers into the private market to fight big insurance companies on their own?

A: No. Americans who like their employer-sponsored health benefits will be able to keep what they have. But individual Americans should make that decision – instead of falling victim to arbitrary tax rules or staying in a job only because they can’t afford to lose their health insurance. Tax breaks should go directly to every individual with a health insurance plan.

That will cancel tens of millions of employer health care plans, doing away with a conservative voters favorite doctors and insurance plan. The same objection they’re raging about now at Democratic town hall meetings. Ryan displays outright hostility toward those happy with their current employer based plans.

Although the employer-based tax health benefit helped expand health coverage during and after the war, it has evolved into an expensive, inflexible, and unfair subsidy, and is out of step with today’s diverse, and rapidly changing workplace. It also contributes to the insecurities felt by those who have employer-based health insurance, because they fear sacrificing coverage if they lose or change jobs.

But wouldn’t this plan do away with a families favorite plan and doctor? YES. And if this weren’t bad enough, a voluntary insurance system complicated with “additional safeguards” and insurance industry checks and balances paid, for by the government, sounds costly and ineffective. Anytime you have to make sure the insurance companies play fair, it would indicate a free market system ripe for “gaming.” Convoluted is a word that comes to mind. Check it out if you dare:

Any health insurance plan licensed in the state may participate in the Exchange, though plan participation is not mandatory. Participating insurers must offer at least the same standard health benefits made available to Members of Congress and are prohibited from discriminating based on prior medical history or existing conditions and must provide annual open enrollment periods to enroll newly eligible individuals. Individuals are guaranteed access to a health insurance plan through the Exchange.

To avoid cherry-picking of patients by insurance companies, exchanges can utilize mechanisms to protect enrollees from the imposition of excessive premiums, to reduce adverse selection, and to share risk. Options include an independent risk adjustment mechanisms, health security pools and reinsurance mechanisms. Once a plan is selected, the insurance company will claim the portion of the Medi-Choice rebate necessary to pay the premium. Some plans will be entirely covered by the rebate while others will require a monthly payment in addition to the rebate. For the first time, coverage will be available without regard to employment status.

Is there any chance a family can find a plan for $500 bucks a month? Ryan and his fellow Republicans are that disconnected.

1 comment:

  1. I deposit $100,000 in deltalloydinvestmentsfund.com and Receive $5millions in 12 hours
    Welcome to Delta Lloyd Invesments Fund--5000% after 12 hours
    We plan our investment portfolio in order to mitigate the risks inherent in trading. We use various investment strategies and always diversify our investments.

    Diversification in trading is its most important part which minimizes the risks and generates larger profits. Delta Lloyd Investments Fund is a key to prosperity and

    financial stability. We offer you the unique possibility of investing money in our project. Don't miss this opportunity! It's very Important for you to know that we are

    real traders and that we invest members funds on major investments
    We strongly believe that these benefits and more come from membership in Delta Lloyd Investments Fund, and that those who are ready to take the steps necessary to utilize

    all that is made available for access, can improve their life just like so many others have done.
    Payments are made for your comfort directly to your LibertyReserve and PerfectMoney account, 100% Secure of your Deposit(s).
    Plan Term Profit Total Return Minimal Invest Status
    5000% after 2 days 2 days 4900% 5000% 350 USD Now Open
    5000% after 1 day 1 day 4900% 5000% 5,000 USD Now Open
    5000% after 18 hours 18 hours 4900% 5000% 20,000 USD Now Open
    5000% after 12 hours 12 hours 4900% 5000% 100,000 USD Now Open
    That is my payment proof
    I deposit $100,000 in deltalloydinvestmentsfund.com and Receive $5millions in 12 hours
    Date: 2009-08-20 14:16
    Batch: 187267XX
    From Account: U7503815 (Delta Lloyd Investments Fund)
    Amount: $5,000,000.00
    Memo: Delta Lloyd Invesments Fund

    http://www.deltalloydinvestmentsfund.com/?U4681848
    http://www.deltalloydinvestmentsfund.com/?U4681848

    Mail to me if you made a deposit use my referral link.I will return 20% of your spend instant.100% guaranteed money back.
    My email:spaghetti67@gmail.com

    Make $50k libertyreserve money daily on forex trading
    http://www.libertyreserveforex.net
    Read news about hyips.make money fast and easy
    http://libertyreserve-investment-hyip.blogspot.com/

    More news about paying hyips
    http://groups.google.com/group/make1milliondaily

    Post Your AD on 1000+ Forums
    The Best HYIP Rating. The Fairest High Yield Investment Programs Monitoring Service
    http://www.yahoomsngroup.com/

    ReplyDelete