Seniors slipping into poverty: Seniors on Social Security average $1,305 a month; minus $105 a month fee just to have Medicare; minus $140 to $200 a month for supplemental insurance (Medigap) that pays for co-pays and deductibles charged seniors.Many people don't know there are co-pays and deductibles in the Medicare program, or that they are forced to buy "optional" supplemental insurance to pay for all of the out-of-pocket costs.
Bad, but that's not horrific enough for Paul Ryan!!!
Ryan's concerned that many of these low income seniors have been "insulated" from the true cost of health care due to their costly supplemental insurance plans that prevent them from losing it all.
The following is so sick, so unmistakably cruel, that any criticism pales in comparison to the sinking feeling you'll have after reading his twisted logic:
Many seniors have "Medigap" insurance — that is, a private plan that helps pay for costs Medicare doesn't cover, like co-payments and deductibles. These plans insulate people from costs and, experts believe, encourage the overuse of healthcare. Beginning in 2020, this agreement would prohibit Medigap plans from covering the first $147 of out-of-pocket spending, so cost is once again a consideration in healthcare decisions. It would give seniors the security they deserve. And above all, it would be a firm step toward a patient-centered healthcare system."